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How mobile shopping on Google Chrome is now easier with Android Pay and PayPal

Paypal Shopping

With the launch of Android Pay in Australia it has now become easier for you to use PayPal as a payment method in the Android Pay wallet where Android Pay is accepted in apps and in stores.

Android Pay users that have linked their PayPal accounts will be able to enjoy a simplified payment experience online at millions of merchants that accept PayPal.  With Android Pay users on Chrome mobile web are offered to pay at millions of online merchants that accept PayPal using their PayPal account and their fingerprint — without needing to enter in their username or password.

Paypal

This partnership will help speed checkout from Android phones by using Android Pay to seamlessly authenticate users where PayPal is accepted. Similar to PayPal’s deployment of One Touch, merchants on the latest versions of PayPal Checkout will not need to do any integration to take advantage of these new capabilities.

Android Pay: How it works

Android Pay

Android Pay is Google’s mobile wallet app for Android-powered phones. You can use it to tap and pay in stores, and you can use it to make in-app payments.  The Android Pay digital wallet comes preloaded on many phones, but you can also download it from Google Play. In order to use it, your phone needs to use be NFC-enabled and run on KitKat 4.4 or better.

The wallet app uses near field technology (NFC) to transmit payment information between your phone and the contactless card reader. Note that it isn’t compatible with older point-of-sale systems or terminals that only have mag stripe swipers. Although Android Pay is accepted at more than a million stores nationwide, you may still need to carry a backup card, especially if you plan to use an ATM or self-serve gas station, as most of these aren’t yet equipped with contactless card readers.

You can use most of your credit and debit cards from major card brands with Android Pay, including American Express and Discover cards. You can also use cards issued by most large banks, including Bank of America, Citi and Wells Fargo. A full list of participating banks is available on the Android Pay website.

The secure features in the Android App

  • When you use Android Pay, it requires you to set up the screen lock on your phone as a security precaution.
  • It’s also important that you turn on Android Device Manager as it can help you locate your phone if it’s lost or stolen, and the program enables you to lock or erase your phone remotely.
  • For security, your credit and debit card details aren’t stored on your phone, as Android Pay uses tokenization to keep your payment card data safe.
  • As an additional security measure, the electronic wallet sends you payment confirmations with every purchase that include the merchant’s name, phone number and location so that you can be immediately aware of any fraudulent purchases made using your card.

Some of the other features in the Android Pay App

  • The mobile wallet stores your transaction history, but you still have to hold on to receipts that you may need as proof of purchase at a later time, such as for returns or expense reports, as the app lacks the ability to attach a photo of the receipt to each transaction.
  • You can use Android Pay to store your loyalty cards and gift cards, using your phone’s camera to scan the barcode to enter them into the app. When you check out at the store, the cashier can capture the card information by scanning the barcode image on your screen. Select merchants may offer deals and coupons through the wallet app as well.
  • Although you still probably need to carry a backup card or cash and save your paper receipts, Android Pay is a great mobile wallet for Android phone users. It enables you to use your phone to tap and pay at stores and restaurants that have contactless card readers.

Anyone with Android Pay can now pay with a single fingerprint-authenticated touch through Google’s own browser at any of the online merchants that accept PayPal. It’s huge for both players because Android Pay immediately gains much wider merchant acceptance, and PayPal obtains a streamlined, biometrically-secured payment process much less cumbersome than the previous process.

As more and more shopping moves to mobile and as Paypal deliver great mobile customer experiences through their unique two-sided platform of over 200 million users and 16 million merchants, PayPal’s mobile-first strategy is paying off.

This new seamless way to make a purchase with PayPal on Chrome mobile web with an Android device is just one way Paypal is  working to simplify the checkout experience. As said above PayPal’s One Touch is another way, and enables consumers to securely check out across platforms and devices without having to type in any payment information once logged in. More than 53 million people globally have opted into PayPal’s One Touch, and the experience is enabled across more than 5 million merchants around the world.

The PayPal integration with Android Pay is supported on versions of Android OS 4.4 and higher, including KitKat, Lollipop, Marshmallow and Nougat. To get started, sign up for PayPal and download the Android Pay app.

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