Does PayPal accept Amex?

Yes Paypal accepts Amex. Paypal have now enabled American Express cards to be added to your account for online payments with any business who accept Paypal. If you have dual American Express and Visa/Mastercard accounts you should add your Amex to make use of the higher points earn rates, and if you have a Membership Rewards Amex should consider if this is the account you want to use primarily with Paypal.

PayPal supports a large number of credit cards, including Visa, MasterCard, American Express, Discover, JCB, Diner’s Club and EnRoute. Depending on your processor, Payflow Pro also supports level 2 and level 3 Purchasing Cards (P-Cards). Check cards or debit cards with either a Visa or MasterCard logo are supported and treated just like a credit card. Card types that are currently not compatible with PayPal Merchant Services are: Procurement and private label credit cards (such as a department store credit card).  Also Debit cards require a numeric password and pin-pad for entry.

Currencies not supported

PayPal currently doesn’t support the following currencies when a payment is made using an American Express card:

  • Israel Shekel (ILS)
  • Malaysian Ringgit (MYR)
  • Mexico Peso (MXN)
  • Philippine Peso (PHP)
  • South African Rand (ZAR)
  • New Taiwan Dollar (TWD)
  • Thai Baht (THB)
  • Turkey Lira (TRY)

To continue with your payment, you can use a different credit or debit card or a bank account linked to your PayPal account.

How to add the Amex card?


In Australia, you can add a Visa, MasterCard, American Express or Discover card to your PayPal account.

  1. Go to Wallet.
  2. Click Link a card or bank account.
  3. Click Link a credit or debit card.
  4. Enter your information.
  5. Click Link card.

To add a debit or credit card from your PayPal app:

  1. Tap  Settings.
  2. Tap Banks and Cards.
  3. Tap the ‘+‘ sign on the top-right corner, then Debit or credit card.

When you add a card, you may be notified of a 2 AUD charge to your card. The charge on your card is temporary to confirm if your card is ready to use with PayPal. It usually takes a few minutes to receive the refund back to your card, but it can take up to 30 days depending on your card provider.
Learn more about getting reward points after linking your card to your PayPal account.
Note that new cards which are issued to replace a Visa or Mastercard already registered to your PayPal account will automatically update using the Visa and Mastercard update feature offered to all card holders. Any previous Billing Agreements and Card Preferences are migrated to your new card.
When you add your debit or credit card to your account, you may be required to confirm it.

  1. Go to Wallet.
  2. Click the card you want to confirm.  (You’ll only have the option to confirm cards with a ‘Confirm’ banner.)
  3. Click OK.

When you click ‘OK’, you will be get a small AUD amount to your card.  This will ‘link’ your card to your account.  PayPal refund the charge to your PayPal account within 24 hours of when you confirm your card.

If your online card statement shows pending transactions you may be able to see the code within minutes.  The code will be printed next to the word ‘PAYPAL’.  If not, check your card statement within 2-3 working days to find your 4-digit PayPal code beside, or near the charge. If you can’t check your statement online, you’ll need to wait for your next paper statement or contact your bank.

Once you know the code to confirm your card: Go to Wallet and Click the card that you’re ready to confirm. Enter the code and click Confirm.

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