How to get cash from PayPal Credit and how to buy on Amazon using PayPal credit?

Paypal credit is an open end credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time.

To get cash from PayPal Credit, there is a way to get cash from PayPal Credit account. Note that you cannot send money to yourself from your PayPal Credit Account. You need a friend/relative you trust and who has a PayPal Account.

So first step is Log into your PayPal Account.

Then select Send Money.

Enter the person’s email address.

Now enter the  amount you wish to withdraw as cash.

For that change the payment method to PayPal Credit. Click send. Note that there is a small transaction fee you need to pay.

The other person has the money you sent in their PayPal Account instantly.

Now ask that person to log into their PayPal Account and select Send Money, enter your email address, the amount and pick PayPal Balance.

Then click send. Remember there is a small fee charged to that other person what you can pay back.

Now the money is sent to your PayPal Account, it’s in your PayPal Balance instantly.

You log into your PayPal Account , select Transfer to your bank (you need to have a bank account or debit card linked to your PayPal Account).

PayPal will transfer the money into your bank account what is linked to your PayPal Account. It takes about 2–3 days depending on how long it takes at your bank to credit your bank account.

How to buy on Amazon using PayPal credit?

Amazon does not accept PayPal credit so what can you do is buy an Amazon gift card  using PayPal Credit. Then use the Amazon gift card to make your purchase.

According to Paypal customer support there is no alternative card, such as a PayPal credit-only card, that can be linked to your existing PayPal credit line so Amazon would accept and process the transaction as credit, not debit. 

This means your recent Amazon transaction was processed as a debit and accessed funds in your checking acct because you previously designated your checking account as the primary backup payment method for the PP Bus. Debit MC. To avoid any future surprises, you can delete all designated backup accounts for use by the PP Bus. Debit MC. So that in the future, if a merchant or Amazon doesn’t accept PayPal credit, the transaction would be declined without a backup funding source designated by you in your  PayPal settings.  However, PayPal does allow its credit line to be used to send money.

To use PayPal as a payment option on Amazon you can use your PayPal Cash Card or your PayPal Business Debit Mastercard.

If you’d like a PayPal debit card and have a personal account you can request a PayPal Cash Card. If you have a business account you can apply for a PayPal Business Debit Mastercard.

If you want to use PayPal on Amazon (or any other site that doesn’t accept it), try one of these two methods.

Use a PayPal Access Card on Amazon

Amazon and paypal credit

Probably the best option to buy from Amazon using your PayPal account, is a PayPal Access Card. This is a prepaid credit card (the pre-pay portion being the contents of your PayPal account), backed by MasterCard. Unfortunately, it isn’t available to all PayPal account holders.

To apply, head to the PayPal Access Card page at paypal site. If eligible, you’ll be given a card that you can use in physical stores and online stores. For instance, as it is a MasterCard, you can use a PayPal Access Card as your payment type on Amazon.

Buy Amazon Gift Cards With PayPal

Amazon gift cards

As said above the quickest way to use PayPal to indirectly pay for your purchases on Amazon, is to buy an Amazon voucher using your PayPal account.

Any voucher site that sells gift cards—and most of them do—will let you pay for Amazon gift cards using a PayPal account. You might even find a card on a site for buying and selling gift cards  These sites are not alone, as big online retailers like Newegg and Walmart also sell Amazon gift cards. A quick browse of eBay will also reveal Amazon gift cards for sale, so naturally you can use your PayPal account there.

Once the gift card is bought, simply find the code, add it to your Amazon account (Gift Cards > Apply it to your account on the Amazon site), and use it to pay for that item you have your eye on. This is the simplest way to use PayPal on Amazon!

So, your PayPal balance can be used on Amazon, just with the help of a pre-pay credit card or Amazon gift cards.

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